Secure Your Future

Dedicated protection for Nepali families in India. Affordable monthly plans starting from ₹1000 designed to safeguard your family's dreams and legacy.

verified_user Trusted by 10,000+ Nepali households across India
Smiling Nepali family

How It Works

Three simple steps to secure your financial legacy without the complexity of traditional banking.

01
payments

Choose Monthly Amount

Select a plan that fits your budget, ranging from ₹1000 to ₹2500 per month.

02
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Pay for 12 Months

Consistently contribute every month for a full year to build your insurance base.

03
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Get Year-End Benefits

Receive projected value and access withdrawal options as per your approved policy terms.

Tailored Plan Options

Flexible savings designed specifically for the needs of our community members living in India.

Essential

₹1000 /mo
  • shield Basic Life Protection Cover
  • shield Safe Withdrawal Terms (6 mo wait)
  • shield Year-end Bonus: 3%

Silver Heritage

₹1500 /mo
  • military_tech Standard Life Coverage
  • military_tech Flexible Withdrawal (4 mo wait)
  • military_tech Year-end Bonus: 5%
POPULAR

Golden Legacy

₹2000 /mo
  • verified Premium Life & Accident Cover
  • verified Flexible Withdrawal (No Penalty)
  • verified Year-end Bonus: 7.5%

Majestic Security

₹2500 /mo
  • stars Comprehensive Wealth Creation
  • stars Anytime Emergency Liquidity
  • stars Year-end Bonus: 10%
Support Advisor
Large Nepali Family

Why Nepali families trust Mahalaxmi

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Made for the Nepali Diaspora

We understand the unique needs and cultural values of Nepali people living and working in India.

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Local Language Support

Talk to our advisors in Nepali or Hindi. No confusing jargon, just clear guidance.

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Easy Monthly Payments

Simple digital payment options via UPI, WhatsApp, or bank transfer every month.

Plan Calculator

See how your small monthly savings can grow over 12 months.

Select Your Savings

Projected 1-Year Value

₹12,900*

"Final benefits depend on approved plan terms"

TOTAL PAID (12 MO)

₹12,000

ESTIMATED GROWTH

+₹900

OUR STORY

Rooted in community values.

Mahalaxmi Insurance was born out of a simple need: to provide the hardworking Nepali community in India with a savings and protection platform that feels like home. We aren't just a financial company; we are your neighbors, committed to ensuring no family is left behind.

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"As a restaurant worker in Delhi, saving was hard. Mahalaxmi's ₹1000 plan made it possible for me to secure my daughter's future without stress."

Ramesh
Ramesh Thapa

Customer from New Delhi

star star star star star

"Finally, someone who explains insurance in Nepali! I feel so much more confident about my savings now. Highly recommended."

Sita
Sita Gurung

Customer from Bengaluru

Arjun

"The WhatsApp support is amazing. Any time I have a question about my monthly payment, Arjun is there to help in my own language."

— Arjun P., Mumbai

Frequently Asked Questions

Who can apply for these plans? expand_more

Any Nepali citizen currently living and working in India with valid identification can apply. We have streamlined the process to be inclusive of various employment types.

Is this specifically for Nepali people in India? expand_more

Yes, our services and support are tailor-made for the Nepali diaspora in India, focusing on your specific migration and legal context.

How do monthly payments work? expand_more

You can pay via PhonePe, Google Pay, or bank transfer. We also send helpful reminders on WhatsApp so you never miss a payment.

When can I withdraw my benefits? expand_more
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Start your insurance today.

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Personal Advisor Support
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Support in Nepali & Hindi
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